STATE BANK OF INDIA - Q4 FY 20 RESULTS

STATE BANK OF INDIA

Q4 FY 20 RESULTS

Rajnish Kumar			Chairman
P K Gupta			Managing Director
Dinesh Kumar Khara			Managing Director
Arijit Basu			Managing Director
QUARTERLY RESULTS State Bank of India (in Rs. Cr.)		Mar '20		Dec '19	Mar '19			YOY			QOQ
Interest Earned
(a) Int. /Disc. on Adv/Bills		44,170.77		49,570.01	43,863.23			0.7			-10.89
(b) Income on Investment		18,873.16		18,952.34	19,454.41			-2.99			-0.42
(c) Int. on balances With RBI		989.2		777.15	420.2			135.41			27.29
(d) Others		1,842.35		1,726.02	2,046.69			-9.98			6.74
Other Income		28,343.34		24,358.76	25,790.11			9.9			16.36
EXPENDITURE								#DIV/0!			#DIV/0!
Interest Expended		40,392.44		40,486.95	40,437.31			-0.11			-0.23
Employees Cost		12,935.17		12,255.18	11,235.95			15.12			5.55
Other Expenses		23,156.00		22,464.09	21,733.06			6.55			3.08
Operating Profit		17,735.21		20,178.06	18,168.32			-2.38			-12.11
Provisions And Contingencies		14,021.61		7,677.85	16,673.43			-15.9			82.62
Exceptional Items		2,590.59		--	--
PROFIT Before Tax		6,304.19		12,500.21	1,494.89			321.72			-49.57
Tax		1,746.30		5,702.96	-55.54			-3244.22			-69.38
Net Profit		4,557.89		6,797.25	1,550.43			193.98			-32.95
Minority Interest		-363.54		-400.5	-309.51			17.46			-9.23
Share Of P/L Of Associates		2,715.60		135.2	3.55			76395.77			1908.58
Net P/L After M.I & Associates		6,909.95		6,531.95	1,244.47			455.25			5.79
Equity		892.46		892.46	892.46			0			0
ANALYTICAL RATIOS
a) % of Share by Govt.		56.92		56.92	57.13			-0.37			0
EPS Before Extra Ordinary
Basic EPS		7.74		7.32	0.88			779.55			5.74
NPA Ratios :
i) Gross NPA		149,091.9		159,661.2	172,750.4			-13.7			-6.62
ii) Net NPA		51,871.30		58,248.61	65,894.74			-21.28			-10.95
i) % of Gross NPA		6.15		6.94	7.53			-18.33			-11.38
ii) % of Net NPA		2.23		2.65	3.01			-25.91			-15.85
MP		179
PE		5.78
52 W LH		149.55		373.7
Valuation
Market Cap (Rs Cr.)				160018
P/E				11.04
Book Value (Rs)				236.14
Industry P/E				14.37
EPS (TTM)				16.23
Price/Book				0.76
Face Value (RS)				1