UCO Bank
NSE Symbol UCOBANK
U CO
BANK has reported progress in the results
for the third quarter ended Dec, 2011.
Interest
on Advances stands at Rs.2892.55 Cr in Q3 FY 12;
up by 4.99% from Q2 FY 12; up by 10% from Q1 FY 12; and up by 31.28% from Q3 FY 11.
Income
on Investments stands at Rs.824.03 Cr in Q3 FY 12;
up by 7.77 from Q3 FY 12; up by 10.16% from Q1 FY 12; and up by 21.37 from Q3
FY 11.
Interest
Earned stands at Rs.3738.28 Cr in Q3 FY 12; up
by 5.96 % from Q2 FY 12; up by 9.9% from
Q1 FY 12; and up by 29.16% from Q3 FY 11.
Other
Income stands at Rs.235.34 Cr in Q3 FY 12; up by 16.05%
from Q2 FY 12; down by -14.55% from Q1 FY 12; and up by 9.89% from Q3 FY 11.
Total
Income stands at Rs.3973.62 Cr in Q3 FY 12; up by 6.51% from Q2 FY 12; up by 8.07% from Q1 FY
12; and up by 27.84% from Q3 FY 11.
Interest
Expended stands at Rs.2705.53 Cr in Q3 FY 12; up by 7.45% from Q2 FY 12; up by 4.35% from
Q1 FY 12; and up by 47.67% from Q3 FY
11.
Net
Interest Income stands at Rs.1032.75 Cr in Q3 FY 12;
up by 2.24% from Q2 FY 12; up by 27.71% from Q1 FY 12; and down by -2.76% from Q3 FY 11.
Total
Expdr(Excl.Prov) stands at Rs.3212.64 Cr in Q3 FY 12; up
by 6.37% from Q2 FY 12; up by 4.81% from Q1 FY 12; and up by 37.11% from Q3 FY 11.
Operating
Profit stands at Rs.760.98 Cr in Q3 FY 12; up
by 7.1% from Q2 FY 12; up by 24.39% from Q1 FY 12; and down by -0.56%
from Q3 FY 11.
Provisions stands at Rs.420.45 Cr in Q3 FY 12;
down by -11.46% from Q2 FY 12; up by 35.74% from Q1 FY 12; and down by -7.74%
from Q3 FY 11.
Profit
before tax stands
at Rs.340.53 Cr in Q3 FY 12; up by 44.49% from Q2 FY 12; up by 12.75%
from Q1 FY 12; and up by 10% from Q3 FY
11.
Tax
Expense stands at Rs.7.98 Cr in Q3 FY 12; up
by 61.87% from Q2 FY 12. Down by -15.91%
from Q1 FY 12; and down by -4.2% from Q3
FY 11.
Net
Profit stands at Rs.332.55 Cr in Q3 FY 12;
up by 44.12% from Q2 FY 12; up by 13.68% from Q1 FY 12; and up by 10.39% from Q3 FY 11.
Face
Value of the share is Rs.10. Paid-up Equity stands
at Rs.627.52 Cr.
Capital
Adequacy Ratio stands at 11.25% in Q3 FY 12;
% of
Gross/Net NPA stands at Rs.2.04 in Q3 FY 12;down by -3.32%
from Q2 FY 12; down by -5.12% from Q1 FY 12; but up by 80.53% from Q3 FY 11.
Return
on Assets stands
at Rs.0.82 in Q3 FY 12;
Basic
EPS stands at Rs.5.3 in Q3 FY 12; Rs.3.68
in Q2 FY 12; and Rs.4.66 in Q1 FY 12. The annual EPS may be estimated at Rs.19.
The
current Market Price
is Rs.71.30; While the
52 week high price is
Rs.121.90 and the 52 week low price is
Rs.44.75
The
PE Ratio stands at 3.75.
Results table
|
U.CO. BANK
|
31-Dec-11
|
30-Sep-11
|
%duf1
|
30-Jun-11
|
%dif2
|
31-Dec-10
|
%dif3
|
|
Interest on Advances
|
289255
|
275511
|
4.99
|
262970
|
10
|
220340
|
31.28
|
|
Income on Investments
|
82403
|
76461
|
7.77
|
74802
|
10.16
|
67892
|
21.37
|
|
Income on Balances With RBI
|
1592
|
693
|
129.7
|
1622
|
-1.85
|
999
|
59.36
|
|
Others
|
578
|
134
|
331.3
|
752
|
-23.1
|
192
|
201.04
|
|
Interest Earned
|
373828
|
352799
|
5.96
|
340146
|
9.9
|
289423
|
29.16
|
|
Other Income
|
23534
|
20280
|
16.05
|
27542
|
-14.6
|
21416
|
9.89
|
|
Total Income
|
397362
|
373079
|
6.51
|
367688
|
8.07
|
310839
|
27.84
|
|
Interest Expended
|
270553
|
251788
|
7.45
|
259281
|
4.35
|
183214
|
47.67
|
|
Net Interest Income
|
103275
|
101011
|
2.24
|
80865
|
27.71
|
106209
|
-2.76
|
|
Employees Cost
|
34847
|
33531
|
3.92
|
33037
|
5.48
|
36630
|
-4.87
|
|
Other Oprtng Expenses
|
15864
|
16704
|
-5.03
|
14194
|
11.77
|
14468
|
9.65
|
|
Oprtng Expenses
|
50711
|
50235
|
0.95
|
47231
|
7.37
|
51098
|
-0.76
|
|
Total Expdr(Excl.Prov)
|
321264
|
302023
|
6.37
|
306512
|
4.81
|
234312
|
37.11
|
|
Operating Profit
|
76098
|
71056
|
7.1
|
61176
|
24.39
|
76527
|
-0.56
|
|
Provisions
|
42045
|
47488
|
-11.46
|
30974
|
35.74
|
45570
|
-7.74
|
|
Profit before tax
|
34053
|
23568
|
44.49
|
30202
|
12.75
|
30957
|
10
|
|
Tax Expense
|
798
|
493
|
61.87
|
949
|
-15.9
|
833
|
-4.2
|
|
Net Profit
|
33255
|
23075
|
44.12
|
29253
|
13.68
|
30124
|
10.39
|
|
Face Value(Rs.)
|
10
|
10
|
0
|
10
|
0
|
10
|
0
|
|
Paid-up Equity
|
62751.75
|
62751.75
|
0
|
62751.75
|
0
|
54936
|
14.23
|
|
Capital Adequacy Ratio
|
11.25
|
12.56
|
-10.43
|
12.59
|
-10.6
|
11.25
|
0
|
|
Basic EPS
|
5.3
|
3.68
|
44.02
|
4.66
|
13.73
|
5.48
|
-3.28
|
|
Gross/Net NPA
|
213107
|
202242
|
5.37
|
203959
|
4.49
|
99280
|
114.65
|
|
% of Gross/Net NPA
|
2.04
|
2.11
|
-3.32
|
2.15
|
-5.12
|
1.13
|
80.53
|
|
Return on Assets
|
0.82
|
0.6
|
36.67
|
0.75
|
9.33
|
0.86
|
-4.65
|
|
Public holding (%)
|
31.87
|
31.87
|
0
|
31.87
|
0
|
36.41
|
-12.47
|
*
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