IDBI BANK
RESULTS FOR Q3 FY
2012-13
Q/E DECEMBER,2012
IDBI BANK has declared its results for the third quarter
ending Dec,2012.
HIGH LIGHTS :
Ø
Dec,12
vs Dec,11 quarter
Ø
ADVANCES : 170959 Cr (155653 Cr) +10%
Ø
Deposits :
186623 Cr (177123 Cr)+5%
Ø
NII : 1413
(1059 Cr)+33%
Ø
Fee
income :
605 Cr ( 361 cr) +68%
Ø
Operating
Profit 1552 cr (825 Cr) +88%
Ø
PAT
417 Cr ( 410 cr) +2%
Ø
NIM
2.3% (1.89%)
Ø
CASA
22.27% (19.67%)
Ø
ROE
: 8.95% (11.96%)
Ø
ROA
: 0.64% (0.66%)
Ø
REACH
: 1019 BRANCHES,1597 ATMs
Ø
52 week high/low price : 121.65/82.00
Ø
Current
Market Price : 113.35 (on 18-1-13)
Total Income from Q3 FY 13 stands at Rs.7070.19
Cr ; compared to Rs.6880.01 Cr in Q2 FY 12(+2.76%); and Rs.6281.04 Cr in Q3 FY
12 (+12.56%).
Total Expenditure
from Q3 FY 13 stands at Rs.5517.73Cr ; compared to Rs.5700.42 Cr in Q2 FY 12(-3.2%);
and Rs.5456.70 Cr in Q3 FY 12 (+1.12%).
Profit before Intt,
Dep. & Taxes from Q3 FY 13 stands at Rs.1552.46 Cr ; compared to Rs.1179.59 Cr in Q2 FY 12(+31.61%); and Rs.824.34 Cr in
Q3 FY 12 (+88.33%).
Net Profit from Q3 FY 13 stands at Rs.416.76 Cr
; compared to Rs.483.53 Cr in Q2 FY 12(-13.81%);
and Rs.409.81 Cr in Q3 FY 12 (+1.7%).
Diluted EPS from Q3 FY 13 stands at Rs.3.26;
compared to Rs.3.78 in Q2 FY 13; Rs.3.9 in Q3 FY 12.
Interest on Advances from
Q3 FY 13 stands at Rs.4833.51Cr ; compared to Rs.4849.72 Cr in Q2 FY 12(-0.33 %); and Rs.4492.84 Cr in Q3 FY 12 (+7.58%).
Income on Investments
from Q3 FY 13 stands at Rs.1315.02 Cr ; compared to Rs.1315.92 Cr in Q2 FY 12(-0.07 %); and Rs.1349.40 Cr in Q3 FY 12 (-2.55%).
Income on Balances
With RBI from Q3 FY 13 stands at Rs.46.19 Cr ; compared to Rs.31.38 Cr in Q2 FY 12(+47.2%); and Rs.5.18 Cr in Q3
FY 12 (+791.7%).
Interest Earned from
Q3 FY 13 stands at Rs.6200.36 Cr ; compared to Rs.6197.23 Cr in Q2 FY 12(+0.05%);
and Rs.5849.21 Cr in Q3 FY 12 (+6%).
Other Income from
Q3 FY 13 stands at Rs.869.83 Cr ;
compared to Rs.682.78 Cr in Q2 FY 12(+27.4%); and Rs.431.83 Cr in Q3 FY 12 (+101.43%).
Total Income from
Q3 FY 13 stands at Rs.7070.19 Cr ; compared to Rs.6880.01 Cr in Q2 FY 12(+2.76%); and Rs.6281.04 Cr in
Q3 FY 12 (+12.56%).
Interest Expended from
Q3 FY 13 stands at Rs.4787.18 Cr ; compared to Rs.4947.91 Cr in Q2 FY 12(-3.25 %);
and Rs.4789.74 Cr in Q3 FY 12 (-0.05%).
Employees Cost from
Q3 FY 13 stands at Rs.333.01 Cr ;
compared to Rs.386.43 Cr in Q2 FY 12(-13.82%);
and Rs.294.12 Cr in Q3 FY 12 (+13.22%).
Other Operating
Expenses from Q3 FY 13 stands at Rs.397.54 Cr ; compared to Rs.366.08 Cr in Q2 FY 12(+8.59%);
and Rs.372.84 Cr in Q3 FY 12 (+6.62%).
Operating Expenses from
Q3 FY 13 stands at Rs.730.55 Cr ;
compared to Rs.752.51 Cr in Q2 FY 12(-2.92%);
and Rs.666.96 Cr in Q3 FY 12 (+9.53%).
Total Expenditure
excluding provisions
from Q3 FY 13 stands at Rs.5517.73 Cr
; compared to Rs.5700.42 Cr in Q2 FY 12(-3.2%);
and Rs.5456.70 Cr in Q3 FY 12 (+1.12%).
Operating Profit from
Q3 FY 13 stands at Rs.1552.46 Cr ; compared to Rs.1179.59 Cr in Q2 FY 12(+31.61%); and Rs.824.34 Cr in
Q3 FY 12 (+88.33%).
Provisions from Q3 FY 13 stands at Rs.962.95 Cr ; compared to Rs.494.58 Cr in Q2 FY
12(+94.7%); and Rs.406.44 Cr in Q3 FY 12 (+136.92%).
Profit before tax from
Q3 FY 13 stands at Rs.589.51 Cr ;
compared to Rs.685.01 Cr in Q2 FY 12(-13.94%);
and Rs.417.90 Cr in Q3 FY 12 (+41.06%).
Tax Expense from
Q3 FY 13 stands at Rs.172.75 Cr ;
compared to Rs.201.48 Cr in Q2 FY 12(-14.26%);
and Rs.8.09 Cr in Q3 FY 12 (+2035.35%).
Net Profit from
Q3 FY 13 stands at Rs.416.76 Cr ;
compared to Rs.483.53 Cr in Q2 FY
12(-13.81%); and Rs.409.81 Cr in Q3 FY 12 (+1.7%).
Face Value of Share is Rs.10 ; Paid-up Equity stands at
Rs.1278.42 Cr.
Capital Adequacy Ratio from Q3 FY 13 stands at 14.19%
compared to 13.91% in Q2 FY 13; and 13.53% in Q3 FY 12.
Basic EPS from
Q3 FY 13 stands at Rs.3.26; compared to Rs.3.78 in Q2 FY 13; and Rs.4.16 in Q3
FY 12.
Net NPA from
Q3 FY 13 stands at Rs.3302.05 Cr ; compared to Rs.3394.83 Cr in Q2 FY 12(-2.73 %); and Rs.3057.87 Cr in
Q3 FY 12 (+7.99%).
% of Net NPA from Q3 FY 13 stands at 1.93%;
compared to 2.04% in Q2 FY 13; and 1.96% in Q3 FY 12.
Return
on Assets from Q3 FY 13 stands at 0.64%; compared to 0.73% in Q2 FY 13; and 0.66%
in Q3 FY 12.
Public
Shareholding stands
at 29.48%
KEY RATIOS :: Dec 12 vs Dec,11
Net Interest Margin : 2.3%(1.89%)
Return on Assets :: 0.64%
(0.66%)
Return on Equity :: 8.95% (11.96%)
Margin
:: 3.49% (2.4%)
Provision coverage Ratio :: 50.17% (34.`1%)
PCR as per RBI Guidelines : : 69.2%
(69.09%)
During Dec quarter, Tier – I (Perpetual)
omni Bonds of 850 crores were issued with coupon rate of 9.4% annual.
During the Dec Qtr, Tier-II omni bonds of
1000 crores (25 Yrs maturity) and 505 Cr (15 Years Maturity ) were issued with
coupon rate 9.25% and 8.99% annual.
RESULTS TABLE
|
IDBI Bank
|
31-Dec-12
|
30-Sep-12
|
%Dif QoQ
|
30-Jun-12
|
31-Mar-12
|
31-Dec-11
|
%Dif YoY
|
|
Total Income
|
707019
|
688001
|
2.76
|
678681
|
685642
|
628104
|
12.56
|
|
Total Expenditure
|
551773
|
570042
|
-3.2
|
565776
|
566185
|
545670
|
1.12
|
|
Profit before Intt, Dep. & Taxes
|
155246
|
117959
|
31.61
|
112905
|
119457
|
82434
|
88.33
|
|
Net Profit
|
41676
|
48353
|
-13.81
|
42734
|
77078
|
40981
|
1.7
|
|
Diluted EPS
|
3.26
|
3.78
|
-13.76
|
3.34
|
7.75
|
3.9
|
-16.41
|
|
Interest on Advances
|
483351
|
484972
|
-0.33
|
492621
|
469955
|
449284
|
7.58
|
|
Income on Investments
|
131502
|
131592
|
-0.07
|
132698
|
132789
|
134940
|
-2.55
|
|
Income on Balances With RBI
|
4619
|
3138
|
47.2
|
1520
|
3175
|
518
|
791.7
|
|
Others
|
564
|
21
|
2585.71
|
142
|
2028
|
179
|
215.08
|
|
Interest Earned
|
620036
|
619723
|
0.05
|
626981
|
607947
|
584921
|
6
|
|
Other Income
|
86983
|
68278
|
27.4
|
51700
|
77695
|
43183
|
101.43
|
|
Total Income
|
707019
|
688001
|
2.76
|
678681
|
685642
|
628104
|
12.56
|
|
Interest Expended
|
478718
|
494791
|
-3.25
|
499920
|
486855
|
478974
|
-0.05
|
|
Employees Cost
|
33301
|
38643
|
-13.82
|
31628
|
38323
|
29412
|
13.22
|
|
Other Operating Expenses
|
39754
|
36608
|
8.59
|
34228
|
41007
|
37284
|
6.62
|
|
Operating Expenses
|
73055
|
75251
|
-2.92
|
65856
|
79330
|
66696
|
9.53
|
|
Total Expenditure excluding provisions
|
551773
|
570042
|
-3.2
|
565776
|
566185
|
545670
|
1.12
|
|
Operating Profit
|
155246
|
117959
|
31.61
|
112905
|
119457
|
82434
|
88.33
|
|
Provisions
|
96295
|
49458
|
94.7
|
50682
|
27379
|
40644
|
136.92
|
|
Profit before tax
|
58951
|
68501
|
-13.94
|
62223
|
92078
|
41790
|
41.06
|
|
Tax Expense
|
17275
|
20148
|
-14.26
|
19489
|
15000
|
809
|
2035.35
|
|
Net Profit
|
41676
|
48353
|
-13.81
|
42734
|
77078
|
40981
|
1.7
|
|
Face Value of Share (Rs )
|
10
|
10
|
0
|
10
|
10
|
10
|
0
|
|
Paid-up Equity
|
127842
|
127842
|
0
|
127841
|
127838
|
98462
|
29.84
|
|
Capital Adequacy Ratio
|
14.19
|
13.91
|
2.01
|
14.36
|
14.58
|
13.53
|
4.88
|
|
Basic EPS
|
3.26
|
3.78
|
-13.76
|
3.34
|
7.75
|
4.16
|
-21.63
|
|
Net NPA
|
330205
|
339483
|
-2.73
|
347777
|
291093
|
305787
|
7.99
|
|
% of Net NPA
|
1.93
|
2.04
|
-5.39
|
2.07
|
1.61
|
1.96
|
-1.53
|
|
Return on Assets
|
0.64
|
0.73
|
-12.33
|
0.63
|
1.17
|
0.66
|
-3.03
|
|
Public Shareholding (%)
|
29.48
|
29.48
|
0
|
29.48
|
29.48
|
34.87
|
-15.46
|
*
* * E
N D *
* *
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