KARUR VYSYA BANK
FIRST QUARTER RESULTS
Q1 FY 2012-13
Karur Vysya Bank has reported improved
performance for the first quarter ending June,2012.
HIGH LIGHTS
Total Income for Q1 FY
13 stands at Rs.1109.81 Cr; up by 4.77% from Q4 FY 12 (Rs.1059.27 Cr); and up
by 44.37% from Q1 FY 12 (Rs.768.72 Cr). The increase in
Total Income YoY is impressive.
Total
Expenditure for Q1 FY 13 stands at Rs.907.13 Cr; up by 7.2% from Q4 FY 12
(Rs.846.22 Cr); and up by 50.32% from
Q1 FY 12 (Rs. 603.46 Cr).Expenditure has
increased more than Proportionately – compared to the Total Income.
Profit before Interest, Dep. & Taxes for Q1 FY 13 stands at Rs.202.68 Cr; down
by -4.87% from Q4 FY 12 (Rs.213.05 Cr); and up by 22.64% from Q1 FY 12 (Rs. 165.26 Cr).
Net Profit for Q1 FY 13 stands at Rs.145.95 Cr; down
by -0.57% from Q4 FY 12 (Rs.146.79 Cr);
and up by 25.06% from Q1 FY 12 (Rs. 16.70
Cr). NPT increase YoY is very good, though it is flat QoQ.
Diluted EPS for Q1FY 13
stands at Rs.13.62; against Rs.13.69 in Q4 FY 12; and Rs.11.56 in Q1 FY 12.
DETAILS
Interest on
Advances for Q1 FY 13 stands at Rs.773.36 Cr; up
by 6.06% from Q4 FY 12 (Rs.729.18 Cr); and up by 41.16% from Q1 FY 12 (Rs.547.85 Cr).
Income on
Investments for Q1 FY 13 stands at
Rs.226.94 Cr; up by 9.62% from
Q4 FY 12 (Rs.207.03 Cr); and up by 55.23% from
Q1 FY 12 (Rs.146.20 Cr).
Interest
Earned for Q1 FY 13 stands at Rs.1005.53 Cr; up
by 6.13% from Q4 FY 12 (Rs.947.47 Cr); and up by 44.78% from Q1 FY 12 (Rs. 694.52 Cr).
Other Income for Q1 FY 13 stands at Rs.104.28 Cr; down
by -6.73% from Q4 FY 12 (Rs.111.80 Cr);
and up by 40.54% from Q1 FY 12 (Rs. 74.20 Cr).
Total Income for Q1 FY 13 stands at Rs.1109.81 Cr;
up by 4.77% from Q4 FY 12 (Rs.1059.27 Cr); and up by 44.37 % from
Q1 FY 12 (Rs.768.72 Cr).
Interest
Expended for Q1 FY 13 stands at Rs.751.59 Cr; up by 9.48% from Q4 FY 12 (Rs.686.48 Cr);
and up by 53.53% from Q1 FY 12 (Rs. 489.53 Cr).
Net Interest
Income for Q1 FY 13 stands at Rs.253.94 Cr; down
by -2.7% from Q4 FY 12 (Rs.260.99 Cr);
and up by 23.88 %
from Q1 FY 12 (Rs.204.99 Cr). NII has increased reasonably well.
Total
Expenditure (Excl.provisions) for
Q1 FY 13 stands at Rs.907.13 Cr; up by 7.2% from Q4 FY 12 (Rs.846.22 Cr); and
up by 50.32% from Q1 FY 12 (Rs.603.46 Cr).
Operating
Profit
for Q1 FY 13 stands at Rs.202.68 Cr; down
by -4.87% from Q4 FY 12 (Rs.213.05 Cr);
and up by 22.64%
from Q1 FY 12 (Rs.165.26 Cr).
Provisions for Q1 Fy 13 stands at Rs.-9.98 Cr; down by -245.91% from Q4 FY 12 (Rs.6.84 Cr);
and down by -126.54% from
Q1 FY 12 (Rs.37.61 Cr).
Profit
before tax for Q1 FY 13 stands at Rs.212.66 Cr; up by 3.13% from Q4 FY 12 (Rs.206.21 Cr);
and up by 66.6% from Q1 FY 12 (Rs.127.65 Cr).
Tax Expense for Q1 Fy 13 stands at Rs.66.71 Cr; up by 12.27% from Q4 FY 12 (Rs.59.42 Cr); and up by 509.22% from
Q1 FY 12 (Rs. 10.95 Cr).
Net Profit for Q1 FY 13 stands at Rs.145.95 Cr; down by -0.57% from Q4 FY 12 (Rs.146.79 Cr); and
up by 25.06 % from Q1 FY 12 (Rs. 116.70 Cr).
Face Value
of Share
is Rs.10. Paid-up Equity stands at Rs.107.18 Cr.
Capital
Adequacy Ratio (BASEL II) for Q1 FY 13 stands at 14.72%; against 14.33% in Q4 FY 12; and 12.72%
in Q1 FY 12. CAR is very Good and indicates sufficient funds for Q2 and so on .
Diluted EPS for Q1 FY 13 stands at Rs.13.62; against Rs.13.69
in Q4 FY 12; and Rs.11.56 in Q1 FY 12.
Net NPA for Q1 FY 13 stands at Rs.92.29 Cr; up
by 17.15% from Q4 FY 12 (Rs.78.78 Cr); and
up by 137.68%
from Q1 FY 12 (Rs. 38.83 Cr).NPAs have increased significantly YoY –
but still , considering the Business volume, is well within Manageable Limits.
% of Net NPA
for Q1 FY 13
stands at 0.38%; against 0.33% in Q4 FY 12; and 0.21% in Q1 FY 12;
Return on
Assets
stands at 1.53% in Q1 FY 13; against 1.63%
in Q4 FY 12; and 1.65% in Q1 FY 12.
Public
Shareholding in the Bank stands at 96.85%.
52 week high/low price : Rs.443.00/Rs.315.00
CURRENT Market
Price
: Rs.416.40
Some of its earlier Corporate Actions are
Given Below :-
Ex-Date Purpose
19-Jul-2012 : ANNUAL
GENERAL METING / DIVIDEND RS. 14 PER SHARE
21-Jul-2011 : DIVIDEND-RS.12/-
PER SHARE
17-Feb-2011 : RIGHTS
2:5 @ PREMIUM RS.140/- PER SHARE
16-Sep-2010 : BONUS
2:5
14-Jul-2010 : DIVIDEND-RS.12/-
PER SHARE
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